Do you need help with your home loan?

Hello, my name is Simon Smyth and along with my wife Cassandra we operate Smyth Finance. We are based in Cairns and live in Edge Hill with our two young children.

We help families and hard working people just like you by arranging the most suitable finance package for them.

We can meet you after hours and on weekends to help with your home loan questions.

  • We can help you navigate through the competitive and ever changing mortgage landscape to find a loan tailored to your personal needs
  • Negotiate on your behalf with the lenders on our panel to get you the best deal possible
  • Make the process as simple as possible for you, always delivering fast results
  • Keep you fully informed of the progress of your loan application right through to settlement
  • Liaise with lenders, real estate agents, solicitors and other professionals on your behalf
  • Be a source of information and assistance following the settlement of the loan

We provide a professional service and take pride in delivering the highest level of customer service possible on each and every occasion.

You will see from our testimonials below that we genuinely care about our customers and their families and that we strive to make the financial lives of our clients better, more secure and less complicated.

We look forward to being able to do the same for you.


Fantastic service. Very accommodating with times for meeting out of business hours. Nothing was too much trouble.
Dianne from Cairns

I'm so happy that I had Simon on my side when it came to organising my home loan. My situation was a little difficult however Simon kept pushing until my deal was done! His knowledge and expertise is amazing and I will definitely be using Simon's services in the future. I highly recommend him.
Amanda from Cairns

What elements impressed us most? Personal care and integrity. Simon was excellent at every turn. We could not have done this without his help. Thank you
There is no way that my wife and I would be home-owners right now if it weren't for Simon's dedication to purpose and constant support. Many times we thought about giving up, first after the banks were difficult, and then when we had a difficult time with realtors. Simon calmed our nerves and found us a home loan that we could afford. When we finally, after 10 months of searching, located a house we loved, Simon was there to pave the way with the finances. A Five Star Experience. Thank you Simon
Don from Cairns

Pleasant, prompt and knowledgeable and made sure the product chosen was suitable
Meredith from Cairns

Just down to earth honesty and being part of the Westpac banking system as I could deal with people l had dealt with before. Explanations were clear and approachability was made very easy
A very good well informed and presented package to refinancing my loan
Michael from Cairns

I can't recommend Simon highly enough. Really went the extra mile to help me obtain my dream car. Hands down he has best customer service and communication skills in the industry.
James from Brisbane

The team at Tropic car loans were very helpful! Going over and above to help us with the best car loan and interest rate to suit us. We are very happy with the service and highly recommend Tropic car loans if you're thinking of buying a car. Purchasing our new car was a smooth and easy process!
Bonnie from Cairns

Simon helped me with financing of the purchase of my new car. He took the time to sit down and understand my finance need and customise the car loan according to my circumstance. Simon made the entire process of obtaining a car loan very easy and smooth!! He answered all my queries on time and even went the extra steps to try to help me obtain a good deal on my car. I would highly recommend Simon to anyone who is looking for a car or house financing solution. His exceptional customer service will not leave you disappointed!
Hai from Cairns

It was September when I first contacted Simon to get help with financing a new car. Simon made what seemed to be the impossible, possible. He worked closely with me to ensure I got the right amount and made sure that I would be able to afford the new repayments. Nothing was too hard, even with me going back and forth with different cars with me being set on what I wanted with in the car. It's now December, and it's come to the time where I'm able to go pick up my new car! Simon... you're an absolute legend and do a fantastic job, with the numerous calls, emails and texts you made this experience as stress free as possible for me and genuinely only have the best interests in mind for your clients! You will be the first person I recommend to anyone and the first person contact if we ever have to go through this again. Thanks again for everything
Alyce from Cairns

Highly recommend! Service was above and beyond expectations. Smooth and easy process and very prompt replies to all questions.
Jessica from Mackay

Very friendly and professional. Made a normally difficult and stressful process seem easy. Highly recommend!
Matthew from Cairns

Simon is extremely knowledgeable and up to date with all the best deals on offer. He is very personable and creates a comfortable experience with something that can be quite stressful.
Alan from Cairns

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Professionalism at every turn.

We pride ourselves on our professionalism in every facet of our business. Simply click here for a copy of our Internal Dispute Resolution (IDR) process.